Only members have the ability to invest in umbrella insurance from USAA, meaning you need to be an current serviceman, veteran, or loved one of 1. In combination with being a member, you have to also have your auto insurance with USAA to generally be suitable for an umbrella policy. https://umbrellapolicy70257.blogozz.com/21618200/5-tips-about-umbrella-insurance-you-can-use-today